PPI Coverage Mis Sold to Self-Employed and Retired

Posted by admin on Feb 29th, 2012 in Finance, Insurance | 0 comments Payment protection insurance (PPI) coverage can be hugely beneficial to the right consumers when sold alongside their mortgages, auto and personal loans and credit cards. However, there are certain groups of people who are not eligible for PPI coverage and to whom PPI policies should never have been sold. Policies that were sold to individuals in these groups were mis sold. Anyone who was self-employed at the time that they purchased PPI was mis-sold. The self-employed are considered to be business owners and are therefore responsible for their own employment status. Anyone who was unemployed at the...

Car Options and Decisions

Posted by admin on Feb 27th, 2012 in Finance, Insurance | 0 comments Usually, unforeseeable events like accidents can drain the home fund. But if you subscribe to an insurance plan, you’re preparing yourself and your finances for challenges like the one mentioned. Most importantly, it’s vital to get the policy that’s the best value for your money.  Buying car insurance is not too easy a task. You have to consider the types of insurance available, add- ons to these policies. The basic required insurance for a vehicle owner is the third party coverage type of insurance. This is a legal requirement and you need this prior to driving. When an accident...

Finding Family Fleet Insurance To Suit Anybody’s Needs

Posted by admin on Aug 30th, 2011 in Insurance | 0 comments Typically, when people think of fleet insurance, they think of large businesses with a fleet of vehicles. However, more and more, today, families are making use of family fleet insurance to insure multiple vehicles in their homes. This is especially helpful when there are several young drivers in the home along with their parents. Fleet insurance will cover anywhere from 3 to more than 100 vehicles for both businesses and families under a single policy. This form of coverage is terrific in that it is much cheaper to take out one insurance policy rather than several. Not only can family fleet ...

Rating Factors for Auto Insurance

Posted by admin on Apr 27th, 2010 in Auto Insurance, Featured Articles, Insurance | 0 comments Auto insurance companies will use your driving history in deciding what rate they will give you. The type of car you drive is also part of this decision.  Some cars will certainly cost more to repair and data shows that accident rates are different for different cars. What you use the vehicle for will be another consideration.   For example, if you use the vehicle for work, that will probably  raise you premium and your age and marital status will effect your rating as well.  It is typical for older drivers and married drivers to have a better driving record and this fact will let them have the...