Stop avoiding your debt!

Posted by admin on Apr 27th, 2012 in Featured Articles | 0 comments Debt can be a scary part of life so if you have too much debt, avoiding it is not the answer.  Avoiding your debt situation will not make it go away, it will still be there waiting for you to finally find a way to deal with it.  Debt is not a bad thing, actually you can only build your credit score by having debt but when your debt has gotten out of control and you don’t know how to gain back your control, the first step is to stop spending. You can choose to cut up your credit cards and keep just one for emergencies.  It is possible to live with a debit card, which is just ...

Rating Factors for Auto Insurance

Posted by admin on Apr 27th, 2010 in Auto Insurance, Featured Articles, Insurance | 0 comments Auto insurance companies will use your driving history in deciding what rate they will give you. The type of car you drive is also part of this decision.  Some cars will certainly cost more to repair and data shows that accident rates are different for different cars. What you use the vehicle for will be another consideration.   For example, if you use the vehicle for work, that will probably  raise you premium and your age and marital status will effect your rating as well.  It is typical for older drivers and married drivers to have a better driving record and this fact will let them have the...